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Talking About Money Is Now Seen as “Cultural Literacy” • “Talking openly about money just feels kind of uncool.” • “Talking about money is greedy and vulgar.” • “It’s tacky to discuss your income in front of your children.” In the past, comments like these were common. There used to be an atmosphere where people avoided discussing money, as if it were something to be hidden. However, things are completely different today. Today’s high school students are learning thoroughly about “wealth building” and “investing” in their school classes. Knowledge about how to protect, grow, and spend money is no longer something to be kept secret; it has become an essential part of “general knowledge” for living. Even if they’re currently focused on managing their allowance, there will inevitably be situations in the future where they’ll need money. And those expenses may frequently exceed the amount of their allowance. The financial literacy gained by understan...

A Fundraising Guide to Turning "I Want to Do This!" into Reality: How to Raise Funds Even for Beginners "I want to start a business with an idea I've nurtured for a long time!" "I want to open a new store!" When envisioning such exciting dreams, the first major hurdle many people face is the issue of "funding (money)." "I want to start a business, but my savings alone are far from enough..." "I am really scared of taking on debt, but realistically, how should I secure the money?" "What if I run out of funds halfway through...?" When facing a new challenge, it is completely natural to have endless anxieties and questions about money. Especially when starting a business or expanding for the first time, it is hard to see the big picture of how much money is needed and what funding options are available, which often makes people hesitate even more. Although it is referred to simply as ...